Paytm -
Q&A Submitted By: App Reviewer
Seller: PayTM Mobile Solutions Private Limited (
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Category: Shopping Reviewed Version: 8.11.3
Download: iOS Android Other Similar Apps: - PhonePe
- Freecharge
- Google Pay
Price: Free
Supported Languages:
Paytm is India’s most-used Payment System and Technology Company. Paytm is founded by Vijay Shekhar Sharma in August 2010 as a Payment System and Technology Company. the app is available for both android and IOS devices. The app is easy to use and understand. In the year 2015 Paytm got a license for opening banking operations. Paytm has there shareholding in top companies such as Berkshire Hathway, Ant Financials, and many more.
App Features and Capabilities Paytm has introduced a new gaming feature known as Paytm First Games for game lovers, with this you can buy Paytm cash from which you can do mobile recharge or purchase gift vouchers. Below are the features you can find on the home screen of the app.
- Recharge and Pay Bills: You can do recharge and pay Bills from this option, Bills includes paying your mobile bill, electricity bill, water bill, DTH, Broadband/ Landline, Apartment and many more.
- Banking and Finance: This section is for sending and receiving money in your Paytm bank account. You can also buy Mobile Protection, Coronavirus Insurance, you can also check your credit score in this option for free.
- Travel: In this section, you can buy Flight Tickets, Bus Tickets, Train Tickets, Hotel Booking, Travel Guide and many more.
- Nearby Stores: In this option, you can buy products available in your nearby stores like food, grocery, shopping, electronics, apparel, and many more.
- Online Shopping: In this option, you can buy products from sellers all around India like Men’s Fashion, Women’s Fashion, Mobile and Laptops, Home and Kitchen, and many more.
- Movies and Events: In this section, you can buy Movie Tickets, Movie Pass, Event Tickets, and Movie Vouchers.
- E-Newspaper: Now Paytm also offers E-Newspaper from top media brands such as Indian Express, Free Press Journal, The Hans India, Hindustan Times, Mail Today, Deccan Chronicle, Mid Day, First India Jaipur, Financial Express and many more.
- Scan Any QR Code: with this feature, you can pay money to your friends, family, and shopkeepers. You just have to press the scan button and place the QR Code in front of the camera and money will be debited from your account.
Pros - The app is easy to use and understand.
- You get all your billing needs covered in this one app.
- In the age of digitalization, E Newspapers makes a lot more sense.
Cons - If you have money in your Paytm wallet you cannot transfer money back to your bank account.
- Many top brands such as Amazon have started similar services of paying bills and buying flight tickets which have made the app more common the usual.
Other Information to Know The app is totally operated by internet connectivity, you can request a physical Debit Card from Paytm like any other bank but you have to complete all the KYC related forms to open up a Paytm Bank account.