Converting rupees into the currency of other countries is always a hectic task. You have to repeat the process again and again while traveling to a different country. Well, not anymore! Niyo Global is a platform where you can convert your INR balance conveniently to foreign currency. It is a travel-friendly smart saving account that allows you to travel abroad without worrying about converting money. Niyo Global has 100+ downloads and has received 4.5 ratings on PlayStore. It is much more reliable than the traditional forex card.
App Features and Capabilities
Accepted worldwide: Niyo Global is accepted in more than 150+ countries including the US, Canada, UK, France, etc. You can convert more than 100 currencies worldwide.
Much Savings: With every transaction, you get some rewards. Also, Niyo Global offers 5% interest per annum on the monthly payout. So, while you are on vacation, your money keeps growing each time you spend.
No forex markup: The charges you have to pay while spending money in foreign countries by your bank is called forex markup fee. With Niyo Global, you don't have to pay a single penny while spending money abroad.
Perfect for students studying online: The Niyo Global card has proven beneficial to students studying abroad as it eases their money transactions.
Widely applicable: You can use Niyo Global card at cafes, for paying rent, booking flight tickets, hotel bookings, shopping, and at hotels. It is effortless to use and doesn't charge forex markup.
Airport lounge access in India: The international VISA Signature Debit Card allows free domestic and international airport lounge access. These services are complimentary and luxurious at the same time.
Easy account opening: Create your Niyo Global debit card in just a few minutes. Verify your account and enjoy online payments till you get your hands on the card. The virtual debit card makes instant payments.
Easy money loading: You can load money in your Niyo Global debit card through NEFT, UPI, RTGS, and IMPS. The money loading can be processed from anywhere in the world.
Pros
Niyo Global doesn't have any hidden charges. Also, you don't need to pay forex charges while using this debit card.
It gives you the 5% p.a. interest.
The app has 24x7 customer service available to solve any queries.
On each spending, you get rewards and benefits.
The card is accepted in more than 150 countries.
Users also get contemporary airport lounges at domestic and international airports.
The Niyo Global app calculates your spending and conversions anytime.
It is equipped with the most amazing feature i.e. ATM locator that helps you find nearby ATMs abroad.
The app is secure and comes with the best security features.
You will receive instant notifications of your transactions. The app keeps your account updated by giving real-time tracking.
Exhilarating deals and offers are available to ease your traveling.
Cons
The app still needs to work on rapidly providing services.
Niyo Global card takes more time than usual to arrive.
Other Information to Know
Niyo Global allows Indian passport holders to convert their money abroad with no forex markup or hidden charges. It gives benefits on all transactions and a 5% p.a. interest on the monthly payout.
