postpe is one of the best shopping platforms that allow you to shop effortlessly without worrying about paying that instant. With this app, you can pay later on a given date. From shopping at the store to your favorite online apps, shop anywhere. postpe is an online shopping app where you can shop now and pay for it later i.e. in a month. The app is a popular digital shopping app with 1 million+ downloads. It has received 4.3 ratings on PlayStore with some great reviews on its user-friendly experience.
App Features and Capabilities
No interest credit: The postpe payment platform works like a credit that charges no interest. You get interest-free credit for 30 days. The app also allows you to convert your bills into low-interest EMIs and pay gradually according to the conveniences.
Scan any QR codes: postpe works with all the QR codes. Scan anywhere under the given credit limit and pay by the month end.
Rewards and benefits: With all the transactions and maintaining the assigned limit, you get exciting rewards. Also, the cashback offers available on the app that encourage you to shop and save.
Cool postpe card: The postpe card can be used for online and offline shopping. It is accepted worldwide and is issued by SBM India Ltd.
Invite friends on postpe: For every person, you invite on postpe, you get 5% cashback. Refer the app and earn instant cashback.
No worries about EMI: If you cannot pay the entire bill in a single go, you can convert them into low-cost EMIs. The estimated time to complete the complete bills is 5 days. Also, the payment can be processed via UPI, debit card, and net banking. The credit limit is available between 1000 INR to 10,00,000 INR. postpe has an interest range from 18% to 27% p.a. You can divide your EMIs into 3, 4, 5, and 6 months.
Pros
The online shopping app allows you to shop now from the assigned credit and pay later. The EMIs are manageable and can be paid in 2, 3, 4, and 5 months.
postpe charges interest rate that ranges from 18% to 27% p.a.
The customer service on the app is available 24x7 to solve your queries related to transactions and EMI.
postpe's account setup process is very convenient. Enter your phone number and finish the KYC. On referring to your friends, you get 5% instant cashback.
Each transaction offers cashback and rewards.
The postpe card is globally accepted and is perfect for online and offline shopping.
Scan any QR code with postpe.
The platform's interface is user-friendly.
It offers credit limit from Rs. 1,000 to 10,00,000 Rs.
You can pay the credit bill through UPI, debit card, and net banking.
The postpe is a reliable platform and is approved by RBI. It also follows all the necessary RBI guidelines.
Cons
The app takes more time than usual to approve the KYC.
Entering a phone number after scanning the code is a hectic process.
Some users are having an issue with this app as it gives a long waiting list.
Other Information to Know
postpe assigns you the credit limit and allows you to shop now and pay later. The bill can be paid entirely or in EMIs according to user's convenience.
