Cred app is a Credit card payment app which gives their user rewards on every credit card bill payments. The app is available for both IOS and Android devices. This app was founded in 2018 by Kunal Shah who is well known for his other app Freecharge, Chillr. Interface of the app is very easy to use. the app is categorized as a Lifestyle app and not a finance app, it is similar to any classified app with a fin-tech touch. The app also uses a whatsapp business account to notify you about any further payments, or support.

Service of this app is only available in India right now, which means You will need a valid Indian phone number to enroll as a member of CRED.