Xoom is a payments app developed by PayPal. It makes it easy to send both domestic and international funds quickly to 160 countries. You can send money in a fast and secure way to your friends and family. The app gives 24/7 transaction protection and fraud monitoring. All you have to do is to first register for an account and download the mobile app. Then you'll be able to send money through the app or by logging into the Xoom website. Your money transfers can be funded by a bank account, debit card, credit card, or PayPal balance.